Holistic Financial Planning Services (Annual Engagement)
Our core financial planning service is an annual engagement to review and optimize each important area of your financial life.
For holistic financial planning services without investment management, we charge a fixed annual fee that is set at the beginning of the relationship and payable in monthly or quarterly installments, at the option of the client.
The fixed fee is set based on the specific needs of each client, complexity, estimated time, research, and resources required to provide services. Renewal year fees are typically lower than the first year’s fee due to the added time and resources needed to analyze your information and construct an initial plan.
First Year Annual fee: From $3,500 per year, payable in monthly or quarterly installments.
We will provide a fee quote tailored to your situation after a complementary discussion to hear your story and collect some basic information.
Investment Management and Holistic Financial Planning
If you elect to engage us to manage your investment portfolio, you receive investment management and holistic financial planning for a fee charged as a percentage of the assets we manage for you, as shown in the table on the right.
We will walk you through an example of how this fee is calculated before we begin the engagement. In addition, if you are unsure whether you need investment management services, we will walk you through the pros and cons and discuss alternatives.
Fee charged as a percentage of assets under management:
| Account Value | Annual Fee |
|---|---|
| Up to $1,000,000 | .90% |
| Next $1,000,000 | .75% |
| Next $3,000,000 | .65% |
| Thereafter | .40% |
Limited-Scope Project Financial Planning
If you need assistance with specific financial planning questions, a project-based engagement may be right for you. We will agree upon a specific list of topics to be addressed over a fixed period of time (typically 1-2 months) for a fixed fee. After meeting with you and obtaining any necessary information, we will prepare and deliver to you an analysis and specific recommendations. After that, we will be available for follow-up questions until the end of the engagement.
Project-based fees begin at $1,500.
We will provide a fee quote tailored to your situation after a complementary discussion to hear your story and collect some basic information.
Project-based fees are creditable toward a holistic financial planning relationship for a set period of time following the completion of the engagement.